2015年Fintech Finance 35：Meyer（Micky）Malka，Ribbit Capital

一位串行企业家的生活，一次创造一个技术公司，变得太慢了Meyer（Micky）Malka味道。他通过在他的委内瑞拉的纯粹在委内瑞拉成立和销售两家初创公司，成为2011年重新创名柠檬的硅谷移动支付公司，并在2013年获得5000万美元的售货机。到那时马尔巴有“决定是成为金融服务中首屈一指的投资者的合适时机。“As banks were dealing with the after-effects of the 2008 crisis, new distribution technologies, notably smartphones, and consumers’ willingness to try new things were fueling “a perfect storm to allow new financial brands,” says Malka, 41. He launched Ribbit Capital in 2012 to build an investment portfolio around that trend. Palo Alto, California–based Ribbit — named for the sound a frog makes, to connote leapfrogging — has made more than two dozen investments. They include Bitcoin-related companies BTCjam, Coinbase and Xapo, which is only fitting because Malka is a director of the cryptocurrency-promoting Bitcoin Foundation. But the portfolio also includes credit-score monitor Credit Karma, U.K.-U.S. lending platform Funding Circle, low-cost brokerage罗宾汉，Robo-Adviser Houstfront和其他人远离澳大利亚（小型商业App Invoice2Go）和巴西（会计软件提供商Contaazul）。Malka说，“我们试图在世界各地的公司找到将成为下一个查尔斯·施瓦布或地球队。”Ribbit Capital有一个网站（ribbitcap.com.）显示其“Mantra”的团队传记和投资组合投注，但它没有提供电子邮件或电话联系。马尔巴说，他希望只听到愿意遇到麻烦的人找到他。