2015年养老金40：Teresa Ghilarducci

对于美国工人，作者和经济学教授的充足退休福利的长期倡导者Teresa Ghilarducci.在委员会和学习小组上致力于解决美国退休金 - 安全危机。例如，她是基于华盛顿的两党的Bipartisan政策中心退休保安委员会成员，这些储蓄委员会正在寻求改善社会保障，界定的福利养老金和界定的捐款计划。“We’re on the road to what everyone expects has to happen,” says the ever-upbeat Ghilarducci, 58, who taught at the University of Notre Dame for 25 years before moving to New York’s New School for Social Research, where she heads the Schwartz Center for Economic Policy Analysis. She argues for the creation of a system “with adequate accumulation, investment and payout structure. It’s not rocket science. It’s the elements of very good pension design.” Ghilarducci finds she can present her ideas about pension design in an ever-growing number of forums. Currently Ghilarducci is an unpaid adviser to the Hillary Clinton campaign and a longtime member of the Government Accountability Office’s retirement policy advisory panel. In February she was tapped by New York City Comptroller Scott Stringer to serve with five other academics to help design a retirement plan for full-time workers without access to workplace plans.