2016 Fintech Finance 35：Sopnendu Mohanty

在成为首要金融科技中心的竞争中，新加坡没有向伦敦、纽约和硅谷让出地盘，而这个岛国的央行也在全力支持。2015年7月，新加坡金融管理局(Monetary Authority of Singapore)董事总经理拉维·梅农(Ravi Menon)宣布，该银行创建了一个金融科技和创新小组，以协调“监管政策和发展战略”，推动新加坡成为一个“智能金融中心”。该集团的首席金融科技官，SOPNENDU MOHANTY据愿景称，“这是一个以创新为特征的愿景，以及企业和人们受益于技术的使用。”该倡议是金融部门技术和创新项目的出现，由MAS于2015年6月设立，以225亿美元（1.62亿美元）部署五年，以创造肥沃的金融化环境，包括创新中心，吸引研发实验室。MAS已经划定了能够改变金融服务的七个区域：数字和移动支付;区块链和分布式分类帐;先进的传感器;学习机;大数据;云计算;和认证和生物识别。“这些都是由强大的API [应用程序编程界面]架构和增强的网络安全支持，45岁的Citibank（最近作为消费者实验室网络和计划的全球负责人）的Mohanty。 From 2010 to 2014 he was Citi’s Asia-Pacific head of branch operations and led its Singapore consumer innovation lab. MAS seeks to encourage “a ‘just do it’ mind-set,” Mohanty explains. “Financial institutions can launch their innovative solutions without first seeking MAS’s endorsement if they are satisfied with their own due diligence in terms of risk management and compliance with relevant regulations. Where regulatory compliance is unclear, financial institutions and fintech companies can adopt a ‘regulatory sandbox’ to launch innovative solutions within controlled boundaries, where the risks can be contained.” A native of Balasore, India, Mohanty graduated from Birla Institute of Technology in Ranchi in 1995 with a degree in information science. Since 2011 he has coauthored four patent filings related to retail distribution in the financial sector. “In the field of innovation, you learn something new every day,” Mohanty says. “My personal and professional journey prepared me well for dealing with uncertainties.”