2016 Fintech Finance 35：Vladislav Solodkiy

风险投资公司Life.Sreda于2012年开始作为莫斯科生命金融集团的一部分，在哪里vladislav solodkiy.是营销副总裁。他提高了两项基金，总计1.4亿美元，并在Digital Banks的早期投资，如Fidor，Moven，简单。2014年Banco Bilbao Vizcaya Argentaria的俄勒冈州俄勒冈州俄勒冈州的11700万美元收购是Fintech的一个标志性，以及独立的决策点。由于他的莫斯科基地使他难以与蓬勃发展的创新中心，特别是在亚洲，他在2015年5月移动了Life.Sreda到新加坡。他指出，虽然2015年全球金融技术投资于2015年达到历史新高210亿美元and $12.7 billion in the first half of 2016, “Asia became No. 1,” ahead of the U.S. and Europe. Although much of the Asian money is flowing from China, which Solodkiy says poses “a challenge to Japan, South Korea, and Singapore” in growing their ecosystems, he is doing his part to boost the numbers. Over the past year Life.SREDA has invested in six companies, including Philippines-based Ayannah Information Solutions, a digital commerce and payments service targeted to the unbanked, and Singapore’s Fastacash, a payment system for social and messaging networks. The 33-year-old Solodkiy, who churns out semiannual “Money of the Future” research reports that run to hundreds of pages, is pushing other levers. Envisioning modernized banking infrastructures based on open architectures and application programming interfaces, Solodkiy is promoting a concept he calls bank-as-a-service (BaaS), a platform on which incumbents and upstarts can collaborate, innovate and operate efficiently at scale, even overcoming cross-border regulatory complications. “Asia has a unique opportunity to surprise the world through creation of the first full-stack fintech bank,” he says. Meanwhile, Solodkiy has assumed the role of “partner-visionary” in the €100 million ($110 million) Banking on Blockchain Fund announced in April by digital banking veterans David Brear, Simon Taylor, and others associated with recently formed London consulting firm Eleven FS Group. “Blockchain will play a crucial role for fintech development in underbanked countries,” Solodkiy predicts.