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2015年全美研究团队:保险/生活,第2号:Thomas G. Gallagher

他连续第三年在第2年开始,是瑞士托马斯·加拉格尔。

托马斯加拉格尔
瑞士信贷
一场出场:0

总出现:8

分析师首次亮相:2006年

在第2号连续第三年,信用瑞士斯的第三年托马斯加拉格尔“非常了解这个行业并制作了很大的电话,”一个支持者声明。Most U.S. life insurers have sufficiently robust earnings and balance sheets to remain relatively healthy through an ongoing period of suppressed interest rates, the analyst contends, but “a continuation of low interest rates would likely mean demand for many insurance products will remain lackluster, challenging the growth prospects for the industry.” With this environment in mind, he dubs MetLife his top pick. “MetLife is relatively well-positioned within the sector for this scenario and alternatively should fare well if interest rates move meaningfully higher,” says Gallagher, 46. Additionally, he projects that management at the New York–based insurer will accelerate its currently “modest” capital return program over the next 12 to 18 months if the company wins its lawsuit against the U.S. government over its designation as a systemically important financial institution. Even if it loses, the researcher contends, MetLife would likely move forward with a shareholder-friendly capital management plan if the company were to gain clarity on nonbank SIFI rules for insurers — and those rules were “not overly onerous.” He assigns the stock a price objective of $60, implying a 29 percent upside to its level in mid-September.