2015年FINTECH FINANCE 35：Accion International

同样在公司和公共服务角色的家中，迈克尔希莱恩目前正在追求新兴市场金融化战略的同时跨越这些世界。Schlein自2009年以来，Schlein以来，Schlein是一名前高级的Citigroup行政和美国证券和交易委员会主席，以1961年为基础的马萨诸塞州的Accion International的剑桥总裁兼首席执行官。在与比尔＆Melinda Gates基金会平行的财务包容轨道上（见罗杰voorhies19岁），Accion已建立两辆正在发展中国家的技术推向技术的车辆：自2009年以来，针对早期和增长阶段的公司，以及投资于大约20个种子阶段的风险实验室自2012年以来的初创企业。“两者之间，我们有一家非凡的颠覆性管道，正在努力改变我们满足穷人的财务需求的方式，”Schlein，54.例如，Frontier拥有TIAXA的兴趣，a Chilean company that operates primarily in Southeast Asia, applying sophisticated analytics to cell phone usage to make instant assessments of customers’ creditworthiness, even for minuscule “nano-loans.” Explains Schlein, “Transaction sizes are no longer too small.” Another portfolio company, U.K.-based Azimo, brings down the cost of the cross-border remittances that many immigrant populations depend on. Schlein, who in 2014 was appointed by New York Mayor Bill de Blasio to be chairman of the city’s Economic Development Corp., contends that “all the charity in the world” won’t bring more than 2 billion people worldwide out of poverty. “You need to harness the financial markets.”