2015年Fintech Finance 35：Derek White，Barclays

企业家精神自然而生德里克白。当他们父亲失业时，九岁时，他开始了与他的兄弟一起报纸分销业务。在20世纪90年代中期参加犹他州州立大学的同时，White成了一个活动营销公司，营销公司将信用卡银行作为客户，并成为金融服务的Entrée，并最终成为在线融资。怀孕的白色熟练掌握了吸引账户申请，首先是美国 - 随后被银行一家公司收购，然后由JPMorgan Chase＆Co. - 聘请他开始体育和娱乐部门。In 2000, after working with First USA’s Wingspan, touted as the world’s first Internet bank, White went to work with the founders of Juniper Bank, moving to Barclays when the U.K. giant acquired the online upstart in 2005. For London-based Barclays, White spearheaded an emerging-markets expansion strategy in 15 countries, and in 2011 he became chief customer experience officer, launching the Pingit mobile platform. With an MBA from the Wharton School of the University of Pennsylvania, White, 42, has been Barclays’ chief digital and design officer since 2013, and he has laid out a welcome mat to fintech start-ups. “We asked what we could provide beyond financial and human capital — and it was customers,” he says. “Start-ups’ hardest nut to crack is customers.” Barclays has partnered with the Techstars accelerator in London to “create collisions between brilliant people and the right kind of environment for innovation.” They held their first demo day in London a year ago and one in New York last month, where applications ranged from quantum computing to bond trading to blockchain. Says White, “We’re taking the growth opportunities that we have, the new technology we see, and going out to start-ups asking how they could help us create the future of financial services.”