千禧一代的有趣投资习惯证实了每一代新一代对社会的个性,而不完全拒绝其遗迹的概念。
千禧一代通常被定义为20世纪80年代初和2000年代初出生的人。现在,那些千禧一代的千禧年来实现了大量资金,比如投资经理,更有可能要求高标准的社会负责任投资(SRI),热衷于衡量该战略的影响,更好地了解活动公司取决于。在与前几代斯里投资者的休息中,他们对积极的和负面筛查感兴趣,以及他们的投资。
SRI意味着很多千禧一代的感觉被两次新调查加强。标准寿命投资,2.5亿英镑(370.52亿美元)的爱丁堡的金融服务公司标准生活,引用了一个10月投票2,057 u.k.居民在千禧一代的报告中其中,只有39%的18至24岁的人和35%的25%的人在投资一家提供高回报的公司而不是社会/环境问题上的35%的人。“这些数字比较35至44岁的47%。“你的年轻人,你投资的价值观越多,”标准生活负责任投资负责人主管的amanda年轻人在新闻发布会上宣布了结果。该公司在涉及的“道德和可持续和负责任”的投资基金上有25亿欧元的资产。
一种11月对全球企业家分析出版,由3160亿欧元BNP Paribas财富管理那the private banking arm of the Paris-based bank, found that on average 8 percent of their total assets, including stakes in their own companies, was in SRI, compared with only 4 percent for people over 50. “We often meet ‘Millennipreneurs’ who have invested all their investable assets in SRI, whereas other clients might consider putting a couple of percent in it,” says Rémi Frank, head of ultra-high-net-worth clients at the asset manager. BNP Paribas WM is one of the leading SRI specialists among wealth managers, with €6.5 billion in the strategy.
投资经理人表示,千禧年斯里的投资者通常对随着年龄较大的斯里投资者的许多原因广泛感兴趣。然而,许多人说他们使用他们投资追求理想的方式通常是不同的。
BNP Paribas WM的EléonoreBedel,Sri和Impact Investing产品专家,一般来说,千禧一代客户对积极的筛选 - 投资他们认为所表现良好的公司 - 因为它们处于负面筛查,即避免他们认为的公司表现得很糟糕。“千禧一代越来越多地寻找投资于为社会或环境问题提供解决方案的公司投资的主题资金,例如可持续农业和能源效率,”她说。亚慱体育app怎么下载SRI投资经理人表示,积极的筛查还可以涉及SRI先前避免的待遇的最不糟糕的表演者,例如在提取资源时导致环境损失最小的挖掘公司。
MillennipReneurs也是,贝勒斯说,对“影响投资”感兴趣的私募股权SRI,允许投资者恰恰衡量他们对社会投资的影响。例如,成功帮助1,000名客户的就业服务公司投资20%等同于将200人进入劳动力。
Largely in response to Millennial pressure, SRI managers have also introduced negative screening into sectors once viewed as uniformly good.
安妮劳伦斯奔驰,负责任投资开发和协调主任和负责人负责人Mirova, the €5.6 billion green investment arm of Paris-based $866 billion Natixis Global Asset Management那cites solar panel manufacturing, which is dominated by Chinese companies. “We can like the product but dislike the way the product is made,” she says. “This is fully in line with the Millennial approach.” The key issue for Chinese solar panel manufacturing, says Roucher, is whether the labor practices meet UN standards.
Roucher对千禧年投资者的复杂性宣称令人惊叹。远离天真,因为他们的许多长老可能会声称,“千禧一代通常更好地了解比老代代似乎是更好的。这是因为前几代人没有对互联网的访问,因此新一代具有信息。“
The sense that Millennials have more information, and demand more information, about SRI concerns is echoed by Patrick Crowe, national director of investment analytics, advice and solutions at New York–based $184 billion BNY Mellon Wealth Management. “One of the biggest changes in financial services is that we’re dealing with a group of investors who have grown up with constant news, available 24/7,” he says. “The challenge is how to deal with investors who are used to instant response and unlimited information.”
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