When Susan Gutfreund, the wife of former Salomon Brothers CEO John Gutfreund, quipped in the 1980s that “It’s so expensive to be rich,” the response ranged from amusement to derision. As it turns out, Mrs. Gutfreund was onto something.
U.S. hedge fund managerEdward Lampert在2003年,四名男子在康涅狄格州康涅狄格州的康涅狄格州康涅狄格州康涅狄格州康涅狄格州的康涅狄格州(ESL Investments)以外,他的俘虏要求500万美元的赎金,他们从未申请过的金额,而Lampert最终最终被释放。edmond safra并不是那么幸运。1999年,亿万富翁黎巴嫩 - 巴西银行家在他的摩纳哥大厦死于一名员工护士,他们希望获得救援他的奖励。
安东尼Celano已经看到他的富裕人士陷入困境。“我的工作是造成问题消失了,”全部安全首席执行官Celano表示,一家以纽约的咨询公司为2000年推出的纽约警察局作为侦探小队指挥官和麻醉品工作队的职业生涯用药执法管理。Celano与财富经理,家庭办公室和律师事务所合作,客户面临家庭危机,往往是一个呼吁酌情决定。无论是勒索,怀疑贪污还是背景检查,他都会在关键球员长期敌对之后被称为建议。“他们在他们思考之前采取行动,然后他们需要有人帮助他们对那种决定中的堕落来解决并找到一条路径,”Celano说。
始终存在富人的金色挖掘者和骗局艺术家,但新技术和恐怖主义等地缘政治的不确定性增加了恐怖主义列表。虽然每个新闻事件似乎都挑起了新鲜的恐惧,但专家表示,令人担忧的是往往是短暂的,自满可能是最大的危险。
“美国人真的很棒两件事:唤醒电话并击中贪睡的按钮,”风险控制策略的首席执行官Paul Viollis说,专门为公司和富裕家庭提供安全。在2004年共同创建RCS之前,VIOLLIS在安全服务和刑法中致力于,其中包括风险咨询公司Kroll的Stints,在那里他在纽约县刑事法院单位举行的9月11日威胁评估团队。District Attorney’s Office and the U.S. Space Command. In his experience, client inquiries tend to spike after threats like home invasions and carjackings make the news. New York–based RCS strives to help clients avoid knee-jerk reactions by being prepared. That means thinking about unpleasant realities, Viollis admits: “By nature, none of us want to be inconvenienced; you have to be inconvenienced to be safe.”
RCS的reptoire包括异国情调的服务,如人质情况管理和臭虫扫描,但越来越多的公司的重点是网络安全。富裕的家庭,financial advisersand family offices have entrusted safety to retail consultants who can, in the end, become quite costly because of nonprofessional lapses. “Cheap is expensive,” says Viollis. The generational divide intechnologymay call for counseling if family heads fail to grasp the perils of their offspring’s social media use. RCS now gets more client requests prompted by online illicit behavior and explicit images than by real-life transgressions.
复杂的生活方式进一步巨富compound their risk. Large homes and multiple residences can require a small army of trustworthy staff, from bicoastal nannies to medical professionals who care for older family members. “Finding the right person can involve reviewing thousands of résumés that boil down to only a handful of live interviews,” says Teresa Leigh, founder and CEO of Teresa Leigh Household Risk Management. “And even after you find the right employee, there is a lot more work to be done.”
Leigh’s Raleigh, North Carolina–based company specializes in helping the rich recruit and manage household staff, a task that comes with tax, administrative and security burdens. With clients ranging from新棉被硅谷亿万富翁对于一个富裕的家庭来说,六代是富裕的家庭,她注意到来自非常不同的背景的人遇到了同样的问题。“让我们说,你有两个国家的两个居民工作的员工,你没有正确处理其中一个房屋的国家税务义务,或者你没有付出加班,”Leigh说。“某些州带来的惩罚性罚款每天最多可达到1000美元。”
与其他财富安全顾问一样,leigh已经看到人们通过试图削减角落进行大错误。“他们需要了解真正的家庭经理和个人助理之间存在差异的世界,并且雇用一个人不合格的人在长期以来会花费更多的成本,”她说。