Sheila Bair美军参谋长联席会议主席联邦存款保险公司(fdic)。是投手的创建类似一个形成的止赎声称委员会研究去年墨西哥湾漏油事件。在抵押贷款银行家协会峰会在华盛顿特区,Bair said, “The mortgage servicing industry is fundamentally flawed and in desperate need of reform. It does not provide significant incentives to provide borrowers enough loss mitigation needs.”